U.S. Department of Housing & Urban Development (HUD)
HUD's mission is to increase homeownership, support community development and increase access to affordable housing free from discrimination. To fulfill this mission, HUD will embrace high standards of ethics, management and accountability and forge new partnerships--particularly with faith-based and community organizations--that leverage resources and improve HUD's ability to be effective on the community level.

Countrywide Home Loans
The Countrywide® first time home buyers center can help you plan for new home ownership. Start today.

Wells Fargo Home Mortgage – First-Time Homebuyer
Considering buying your first home? Then click here for your comprehensive, first-time homebuyer resource that includes everything you need to know from open houses to closing day. It dispels common myths about home buying, and includes the real facts about credit, down payments, financing options – including the advantages of preapproval – and much more. We’re ready to help you find a mortgage that’s tailored to both your budget and long-term goals. Begin the investment of a lifetime for you and your family - today!

California Housing Finance Agency (CalHFA)
The California Housing Finance Agency (CalHFA) offers financial assistance to first-time homebuyers. We offer fixed rate loans at below-market rates, as well as down payment and closing cost assistance, which can turn your dreams of homeownership into a reality. We also work with cities, counties and other agencies to maximize the amount of financial assistance you can receive. Call CalHFA today to see how we may be able to help you!

HouSense.com by United Guaranty Residential Insurance Company
What can you find at www.housense.com? Home Buying Steps: Learn about the steps of home buying: preparing, shopping, purchasing, and caring for your home. Information and Articles: Find additional information and articles about topics such as loan types, credit scoring, and credit repair. Helpful Resources: Locate links to helpful resources like various mortgage calculators and a glossary of terms. FAQs: Get answers to frequently asked questions about home buying.

Radian Guaranty
In Radian's Homebuyers site, you'll find an overview of mortgage insurance, MI benefits, MI products comparison, useful mortgage calculators and an FAQs page. The site is translated in both English and Spanish.

Home Loan Learning Center
Home Loan Learning Center is the Mortgage Bankers Association's (MBA) consumer web site. It is a comprehensive, unbiased source that provides information to prospective home buyers about the home loan process.

Every day, MBA creates an environment that enables its members to invest in communities, helping families realize the American dream of homeownership. By focusing on educating a broad consumer audience on the how to's and benefits of homeownership, we are forming a solid foundation between lenders and their customers. We are a neutral party—protecting the consumer by creating an informed home buyer.

In addition, we actively participate in the Habitat for Humanity program and lobby for new legislation that encourages homeownership.

Sacramento Home Loan Counseling Center
Get the facts from HLCC, a not-for-profit housing education and counseling service. We teach you about how to prepare for homeownership, down payment assistance, credit, money management and home maintenance. Winner of the 2001 HOPE Award for assisting more than 55,000 residents since 1991 toward their dream of homeownership! We can show you how, too.

ByDesign Financial Solutions
Housing Solutions - ByDesign™ is a Department of Housing and Urban Development (HUD)-approved comprehensive housing counseling agency. Our certified counselors are available in-person, on the phone, and via the Internet to provide counseling on a number of different housing-related topics.

In home pre-purchase counseling, our counselor will review your family budget, review your credit report, and help you to determine how much you can afford for a house payment. We will review financing options and down payment assistance options, as well as review the overall home buying process.

First-Time Homebuyers - Do you wonder if you would be better off buying rather than renting a home? Do you wish you could build up equity in a home? Do you ever wonder how expensive of a home you can realistically afford?

If you dream of owning your own home, attend our seminar and you will learn the steps required to purchase a home, including how to qualify for first-time homebuyer benefits and programs. Learn how to access various city, county and state programs to cover most of the costs you will be faced with to purchase your first home. Potential homebuyers are provided with valuable instruction on all important pre-purchase decisions and how to qualify for a home loan in this informative, interactive workshop.

Operation HOPE’s Home Buyers Program
Program covers the necessary fundamentals of purchasing your own home!

The White House: Expanding Homeownership
The US homeownership rate reached a record 69.2 percent in the second quarter of 2004. The number of homeowners in the United States reached 73.4 million, the most ever. And for the first time, the majority of minority Americans own their own homes.

The President set a goal to increase the number of minority homeowners by 5.5 million families by the end of the decade. Through his homeownership challenge, the President called on the private sector to help in this effort. More than two dozen companies and organizations have made commitments to increase minority homeownership - including pledges to provide more than $1.1 trillion in mortgage purchases for minority homebuyers this decade.