Primary Areas of Compliance Practice
Representation of the financial services industry in matters of Multi-state compliance, Quality Control, Multi-state licensing and Federal regulations such as but not limited to, RESPA, TILA, ECOA and Privacy.
Specific Experience
Annemaria Allen has an extensive background in the mortgage lending industry. Ms. Allen served for several years as senior management in compliance for a top industry leader on high loan to value products and Title I loans. Ms. Allen is currently the President/CEO of The Compliance Group, Inc. a consulting firm out of San Marcos California specializing in Multi-State Compliance, FHA audits, Quality Assurance and Federal regulations. In addition, The Compliance Group performs Multi-State Licensing, FHA licensing, GSE licensing, SAFE Act guidance and licensing maintenance through their patent pending state of the art LicenseTracker system. Ms. Allen’s past experience includes working for several multibillion dollar mortgage lending companies, Wall Street investment firms and national banks in leading rolls such as Chief Compliance Officer, equity research analyst in the top 15 stocks in the United States, appraising, underwriting, processing and funding.
Past and present training and affiliations are
ABA Compliance Graduate from the University of Oklahoma, extensive training through the MBA, ABA and FNMA and FREDDIE MAC seminars. Member of the California MBA and Past chair of the Sub-Compliance Committee of the Mortgage Quality Assurance and Compliance Committee. Member of AARMR. School trainer in the AARMR School for Mortgage Regulators in 2007 and 2008. Participated in the Alpha testing group for standardization of mortgage licensing applications with CSBS/AARMR. Member of CSBS and IDWG panel which works closely with the SSR and NMLS to develop and modify the NMLS system. MBA committee member on the developing of the Predatory Lending Course and Compliance Certification program. MBA member.
Employment History
- President, The Compliance Group, 2000 – present.
- Executive Vice President, The Mortgage Licensing Group, 2006 – 2011
- Chief Compliance Officer, PSB Lending Corp., 1997 – 2000.
Additional employment from 1985 –1997 includes Mitsubishi Bank of California, Great Western Bank, Shearson Lehman Hutton, Home Savings of America and several mid to small Mortgage Banking companies.
Speaking Engagements/Publications include
Ms. Allen is a frequent speaker and presenter on panels and conferences relating to regulatory developments in mortgage lending, Multi-State Licensing, Compliance and Quality Assurance. Financial Strategies Roadmap Speaker 2005- 2007. Ms. Allen has written several published articles with The National Mortgage News, NHEMA, Lending Success Magazine, California MBA quarterly newsletter, A.S. Pratt and Sons and the AARMR newsletter. In addition, Ms. Allen has been a guest on the radio talk show of Bruce Norris and was a special guest of the “I Survived Real Estate in 2008” fundraiser for the Susan G. Komen foundation.
